LET'S TALK · RESPONSE WITHIN 1 BUSINESS DAY
Talk to a Real Person.
Get a Real Answer.
No call centers. No runaround. Two experienced lenders, two clear lanes — reach the right one directly, and hear back within one business day.
Who Should You Talk To?
Pick the lane that fits : or just call the main line and we'll route you.
Scott Ward
Investor, Commercial & Complex Lending
27 Years · $1.5B+ Funded · NMLS #1148813
- Investor types (1-4 unit, multifamily, mixed-use)
- Business owners buying or refinancing their building
- Self-employed with complex income
- Deals needing experienced structuring
June Ward
Home Buyer Lending
Powered by The Galli Team · 29 Years · Top 1% · 25+ Lenders
- Buying your first or next home
- FHA, VA, Conventional, or Jumbo
- Down payment assistance programs
- Self-employed bank statement qualifying
Send Us Your Scenario
One form. The right Ward gets back to you within 1 business day.
WHAT HAPPENS NEXT
1) You submit
Tell us your lane and a few basics. No hard credit pull.
2) We review personally
Scott or June reviews your scenario directly, not a call center.
3) You hear back
A real, specific response within 1 business day, usually sooner.
Secure & Confidential
941-526-0778
Lakewood Ranch, FL - Serving the Gulf Coast & Nationwide
Response within 1 business day
Reach Us Directly
Call
Mon–Fri, business hours. Real people answer.
We respond within 1 business day to all inquiries.
Where We Are
Serving Sarasota, Bradenton & the Gulf Coast — licensed nationwide through Novus Home Mortgage.
Lakewood Ranch, FL
Prefer to Pick a Time?
Book a 15-minute call directly on the calendar — no phone tag.
Book with Scott
Investor & Commercial Real Estate
Book with June
Residential Home Buyers
Before You Reach Out
How fast will I hear back?
Within 1 business day — usually the same day. Scott and June handle their own communication. You will never be passed to a call center.
Will contacting you affect my credit score?
No. Initial conversations use a soft inquiry only, which has zero impact on your credit score. A hard pull only happens later with your explicit permission.
Should I talk to Scott or June?
Scott handles investor loans (DSCR, Fix & Flip, Bridge, Construction) and business owner / commercial real estate financing. June handles home buyer loans (FHA, VA, Conventional, Jumbo) and down payment assistance. Not sure? Call the main line or select "help me figure it out" on the form — we'll route you correctly.
What areas do you serve?
Based in Lakewood Ranch; serve Sarasota, Bradenton, greater Gulf Coast — and lend nationwide through Novus Home Mortgage, NMLS #423065.
Is there any cost or obligation to reach out?
None. The first conversation is free and without obligation.
LAKEWOOD RANCH LENDING
One Call.
The Right Answer.
Whether you're funding a deal, buying a building, or buying a home - Scott and June are one call away.
Scott Ward NMLS #1148813 · Novus Home Mortgage NMLS #423065 · Equal Housing Lender
LAKEWOOD RANCH LENDING
Gulf Coast Built. Nationally Licensed.
NMLS #1148813
Loan Programs
- DSCR Loans
- Fix & Flip
- FHA & VA Loans
- Jumbo Loans
- SBA Loans
- Ground-Up Construction
Who We Serve
- Real Estate Investors
- Home Buyers
- Business Owners
- First-Time Buyers
- Self-Employed
Get In Touch
📞 941-526-0778
📍 Lakewood Ranch, FL
Lakewood Ranch Lending is licensed to originate residential mortgage loans in the United States, operating in the state of Florida. All loan products are offered through Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. Scott Ward, NMLS #1148813, operates as an authorized loan originator. This is not a commitment to lend. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Rates and terms are subject to change without notice.
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