Your Everything Lender
Whether you're closing your next investment deal, buying your first home, or financing the building your business operates in — Lakewood Ranch Lending has the loan product and the expertise to get it done.
Loan Solutions Built Around You
Three types of borrowers. One lender who knows them all.
For Real Estate Investors
DSCR, fix & flip, bridge, ground-up construction, and multifamily. We underwrite the deal, not just the borrower — so operators who move fast get answers fast.
For Home Buyers
Conventional, FHA, VA, jumbo, refinance, and Non-QM programs for self-employed borrowers and those who don't fit the traditional box. A lender who actually picks up the phone.
Refinancing Plans for Homeowners
Optimize your mortgage terms efficiently with our personalized refinancing strategies designed to meet your specific financial goals and reduce overall costs.
For Business Owners
Own the building your business operates in. SBA 504, 7(a), and conventional owner-occupied commercial real estate financing with guidance from start to close.
FAQs
Your Key Questions Answered for a Smoother Financing Journey
What types of loans does Lakewood Ranch Lending offer?
We offer a full spectrum — Ground Up, Multifamily, DSCR and Fix & Flip for investors, FHA, VA, conventional, jumbo, and Non-QM for home buyers, and SBA 504/7(a) for business owners purchasing commercial real estate.
Do you work with self-employed borrowers?
Yes. Our Non-QM programs are specifically designed for borrowers with non-traditional income — bank statement loans, asset-based qualification, and more.
How fast can you close?
Investment loans can close in as few as 10–14 business days depending on the deal. Residential loans typically close in 21–30 days.
Are there any upfront fees for consulting with Lakewood Ranch Lending?
Our initial consultation is complimentary; any applicable fees thereafter are discussed transparently in advance.
What do I need to get started?
It depends on the loan type. Investors typically need a deal summary and entity docs. Home buyers should have recent pay stubs, tax returns, and bank statements — or we'll walk you through the Non-QM alternatives.
Do you lend outside of Lakewood Ranch?
Yes — we lend across the U.S. and in select markets depending on loan type.
